Estimate your monthly payment

Move the sliders to see where you land. Our free loan calculator needs no sign-up and no personal details, so you can test vehicle prices, down payments, terms, and rates from your phone or computer before you visit us in Gainesville. Adjust any of the following to find a payment that fits your budget:

  1. Loan duration (in months)
  2. Vehicle cost
  3. Annual Percentage Rate (APR)
  4. Down payment/deposit percentage
  5. Credit score

Balance what's comfortable each month against what you'll pay over the life of the loan. Whether you're pricing a commuter for the drive down I-985 toward Buford and Atlanta, a family SUV for weekends at Lake Lanier, or a truck that has to work for a living, this gives you honest numbers up front.

When you're ready, get pre-approved online and our team will have real numbers waiting for you before you arrive at Aros Automotive on Browns Bridge Road.

Flexible financing

Every payment method. One seamless experience.

However you choose to pay, we make it simple. Aros Automotive works with a broad network of lenders, from national banks to your neighborhood credit union, so you can secure your terms with confidence.

ACH bank transfer

Fund your purchase directly from your bank account with a fast, secure, and simple bank transfer.

Debit card

Use your debit card for a quick and seamless payment, whether you are buying in person or online.

Your preferred lender

Already pre-approved elsewhere? Bring your own financing, and we will gladly work with your lender.

Our lender network

Access national banks, local credit unions, and specialty lenders, all working to find your rate.

Finance disclosures

The payment estimator is not an advertisement or offer for specific terms of credit and actual terms may vary. Payment amounts presented are for illustrative purposes only and may not be available. Not all models are available in all states. Actual vehicle price may vary by Dealer.

The Estimated Monthly Payment amount calculated is based on the variables entered, the price of the vehicle you entered, the term you select, the down payment you enter, the Annual Percentage Rate (APR) you select, and any net trade-in amount. The payment estimate displayed does not include taxes, title, license and/or registration fees. Payment amount is for illustrative purposes only. Actual prices may vary by Dealer. Payment amounts may be different due to various factors such as fees, specials, rebates, term, down payment, APR, net trade-in, and applicable tax rate. Actual APR is based on available finance programs and the creditworthiness of the customer. Not all customers will qualify for credit or for the lowest rate. Please contact an authorized dealer for actual rates, program details and actual terms.

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